Virtual CFO

Virtual CFO

All of the CFO, none of the commute or the headcount — senior finance leadership delivered remotely, with a real product behind it.

DBy Dustin, Founder & Fractional CFO

A virtual CFO delivers the full scope of finance leadership remotely: monthly reporting, forecasting, covenant and KPI monitoring, and the strategic calls — without a desk, a salary, or a recruiting cycle.

The phrase 'virtual' often hides a thin offering. Ours is the opposite: a proprietary analysis stack produces board-grade deliverables, a client portal holds your reports and history, and a named operator owns the relationship. The 'technology-driven' claim is a working product, not a tagline.

Remote doesn't mean distant. You get a standing line to the same person every month — the one who knows your covenants, your margins, and your board's questions.

What lands each month

Concrete deliverables with a defined scope — so you see exactly what you get, not an open hourly meter.

Remote monthly close support

We manage the close cadence and review without ever needing to be on-site.

Portal-delivered reporting

Board packs and KPIs live in a portal with history — not lost in your inbox.

13-week cash forecast

Rolling runway visibility with scenarios, refreshed every month.

Covenant & margin watch

Continuous monitoring with plain-English flags before anything breaches.

Scheduled working sessions

Recurring live sessions for board prep, lender calls, and planning.

Why not a staffing firm

Most 'virtual CFO' offerings are a spreadsheet and a monthly email. Ours ships a real product — analysis stack, portal, branded reporting — plus a single accountable operator, which a staffing match-and-bill model can't replicate.

Case study · Industrial / consumer

$80M

private company sale led through finance to close

Ownership wanted to run a sale process but the finance function wasn't ready for diligence — reporting was inconsistent and there was no clean model a buyer could underwrite.

Read the case study

Questions

Is a virtual CFO as effective as someone on-site?

For most $2M–$250M companies, yes. The work — closing, forecasting, reporting, lender management — is information work that an experienced operator does remotely. You gain access to senior judgment you couldn't justify hiring full-time.

How do we communicate?

Scheduled working sessions plus a standing line for the calls that can't wait. Reporting and history live in your portal, so nothing depends on digging through email.

What systems do you support?

QuickBooks, Xero, NetSuite, and Sage via read-only, revocable connections.

How much does a Virtual CFO cost?

A virtual CFO retainer starts around $5K/month and commonly runs $8K–$12K by scope. Everything is delivered remotely, so you pay for senior judgment and a real reporting product, not desk time. Full tiers are on the Pricing page.

Related engagements

Book a working session.

A 20-minute call, a clear read on your numbers, and a straight answer on whether a fractional CFO is the right call right now.