Monthly board report · sample
Sample Co.
Cash runway
18.4 mo
Gross margin
61.2%
13-week cash forecast
+ $412k
- Covenant headroom healthy at 1.9× DSCR
- Watch: vendor spend up 14% in Ops
“Prepared for the board — by the CFO who knows your numbers cold.”
Boutique finance leadership · on retainer
The CFO your business
can’t yet afford —
without the hire.
Connect your accounting system and get board-ready monthly reporting, 13-week cash forecasting, and covenant & margin monitoring — prepared and in your inbox every month. Real operating experience in the CFO seat, at a fraction of the cost of a full-time hire.
Real operating experience — not audit theoryNo long-term contract
May 2026
$80M private sale$15M public stock-swap acquisitionPrivate-capital forbearance, navigated
The gap
You’ve outgrown the bookkeeper, but a full-time CFO is a $250k decision.
So the most important seat in your finance function sits empty — and you make seven-figure calls on month-old numbers.
01
Numbers you can’t trust
The close drags past the deadline and the reports are stale the moment they land. You’re steering by the rear-view mirror.
02
Cash that surprises you
No forward view of runway, no covenant warning, no plan for the quarter where it gets tight — until it already has.
03
No one in the CFO seat
The board wants a narrative, the bank wants covenants, investors want a model — and it all lands on a founder who’s already stretched.
How it works
A CFO function, stood up in a week.
No new systems to learn. We work on top of the books you already keep.
- 1
Connect your books
Read-only access to QuickBooks, Xero, NetSuite or Sage. Encrypted, scoped, revocable. Minutes to set up.
- 2
We run the analysis
Reconciliation, runway, health scoring, covenant and margin review — every month, owned end-to-end by your CFO.
- 3
You get board-ready answers
A polished report, a clear narrative, and a standing line to your CFO for the calls that matter.
What you get
Every analysis a CFO would run — in one monthly package.
Cash runway & forecasting
A rolling 13-week cash forecast with scenarios, so you always know how long the runway really is.
Financial health scoring
Liquidity, leverage and efficiency ratios benchmarked and tracked, with plain-English context.
Covenant monitoring
Continuous tracking against your loan covenants, with early warning long before a breach.
Margin & profitability
True product- and customer-level margins, with the leaks and the winners called out.
Spend & vendor review
Vendor-spend analysis that surfaces savings, duplicate tools and creeping costs.
Variance & board narrative
Budget-vs-actual variance and a board-ready narrative — the story behind the numbers, written for you.
The deliverable
A report your board will actually read.
Not a data dump — a designed, plain-English financial briefing with the numbers, the trend, the risks, and the recommendation. Delivered as a polished PDF and a one-screen summary, every month.
- Board-ready PDF, written by your CFO
- Plain-English narrative, not just charts
- Delivered to your inbox, every month
Financial Briefing
CONFIDENTIAL$2.4M
61%
Why this CFO
You’re hiring judgment that was earned in the seat — not a line on a resume.
I’ve spent my career inside finance — building the forecasts, closing the books, managing cash through tight quarters, and sitting across the table from boards, banks and acquirers when the calls actually mattered. Not auditing companies from the outside; running the numbers from the inside.
No CPA on a wall, no Big-4 stamp. What you get instead is hard-won operating experience — through exits, an acquisition, and a debt workout that most CFOs will never see in a career.
$80M
Led the finance through a private company sale to close.
$15M
Closed an acquisition via public-company stock swap.
Forbearance
Steered a business through a private-capital workout — and out the other side.
The value
A fraction of the cost. All of the rigor.
~0%
less than a full-time CFO hire
0-day
monthly close, done for you
0-wk
rolling cash visibility
0 wk
to stand up your function
“I built this for the company I wish I’d had on call when I was in the thick of it — a CFO’s judgment without a CFO’s salary. You don’t get a junior analyst and a template. You get me: the same person who’s been through the sale, the swap, and the workout.”
Book an intro call
A 20-minute call. A clear read on your finances.
We’ll walk your numbers, show you what a board-ready report looks like on a business like yours, and tell you straight whether a fractional CFO is the right call right now.
- A read on your runway and margins
- A sample report on a company like yours
- Honest, no-pressure pricing